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Right arrow E21 - Consumption; Saving; Wealth
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© 2000 International Bank for Reconstruction and Development / The World Bank

research-article

Saving in Developing Countries: An Overview

Norman Loayza, Klaus Schmidt-Hebbel, and Luis Servén

Central Bank of Chile and the Development Research Group at the World Bank nloayza{at}condor.bcentral.cl
the Central Bank of Chile kscbmidt{at}condor.bcentral.cl
Chief Economist Office of the Latin America and the Caribbean Region at the World Bank lseren{at}worldbank.org

This article reviews the current state of knowledge on the determinants of saving rates, presenting the main findings and contributions of the recently completed World Bank research project, ‘Saving Across the World.’ The article discusses the basic design of the research project and its core database, the World Saving Database. It then summarizes the main project results and places them in the context of the literature on saving, identifying the key policy and nonpolicy determinants of private saving rates. Special attention is paid to the relationship between growth and saving and the impact of specific policies on saving rates. The article concludes by introducing the studies included in this special issue.


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